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You are a MAGNET!!!

You are a MAGNET

“You are a living magnet, drawing to yourself the people, the resources, and the ideas you need to fulfill what you expect. To the successful it is out of their faith, for others it is out of their fears. If you don’t like what you attract, don’t change what is coming towards you, change the magnet that is bringing those into your life.”

Scot Thomas Anderson

You will attract the people, the ideas, and the resources that go with your most dominant thoughts and expectations. Basically, whatever you really believe, your subconscious will work at brining you the tools you need to produce it. You are a living magnet. You attract the people, the ideas, and resources your need to accomplish the expectations you have set within you. Your expectations are bringing your life to you, just like a magnet. Whatever is in your subconscious mind, the most dominant thoughts, the expectations that you have, your mind will attract.

Your mind will attract the people you need, the finances you need, the ideas you need, to fulfill your expectations. If you expect a bad day, your mind will bring everything you need to fulfill that order. You expect a bad night with your spouse; serve it up hot, because here comes your order. If you change that and expect a great day, you get what you ordered. If you are full of fear about what the future holds, the future holds what your are afraid of. Fears are negative expectations. Your fears are attracting everything you need to produce what you fear in your life. They are producing. You need to get rid of every fear you have.

If you fear your business will go under, it will. But if you have a sense of confidence inside you, you begin to attract the people and the ideas you need. This does not mean your business is guaranteed to work, but it means that in the course of time, it seems like all of a sudden, you will have attracted the resources and ideas you need to catapult one of your businesses into success. It may be your first. It may be your seventh. But that confidence will bring success.

Your mind attracts what it needs to fulfill what is expected. What are you attracting in your life? What is the one thing you can change that will change what you attract?

Your Expectations! 


You Already Failed, If You Don’t Take Risks

He who is not courageous enough to take risks

will accomplish nothing in life.

-Muhammad Ali

Ask any billionaire how he got where he is today and he

will say, “Risks!” You cannot achieve success without

stepping out. We stay average because we play it safe.

Billionaires became wealthy because they stepped out and

took a chance. We say, “What if we fail?” Billionaires say,

“You fail if you don’t take a risk.”

Every billionaire has failed thousands of more times

than you and me. Most billionaires have gone bankrupt

at least one time, some multiple times. Most billionaires

have had more than three businesses go under. They have

lost millions of dollars in business ventures. Yet they are

billionaires today.

We, on the other hand, have never been bankrupt.

We have never lost a business. We have definitely never

lost a million dollars. Yet we struggle each month to just

pay the bills. What is the difference? RISKS!

Act! Action will delineate and define you.

-Thomas Jefferson

In one year, I have become a millionaire. How?

RISKS! I began to think like a billionaire concerning

risks, and it literally changed my life. Though people all

around me said, “Land is going to crash, don’t buy, don’t

step out,” I said, “If I don’t take a risk, I will never get

out of this financial situation.” Even if land does fail,

worst case, I get right back to where I am today. With this

knowledge, I will gain. I know if I keep trying, there will

come a point when I don’t fail.

Life is full of risks. We face them every day. If you

want to have any success in life, you have to be willing to try

some things, take a few chances and step into areas that are

new and often unfamiliar to you. Most people spend a lot of

time talking, but not much time doing. The wealthy don’t

think that way. They are willing to actually do something.

In all labor there is profit,

But idle chatter leads only to poverty.

(Proverbs 14:23)

You have to study and learn but you also have to

work and apply what you learn for success to happen. If

you just run your mouth and tell everybody that you do

want to be wealthy and that you are going to do so many

things, but you don’t follow through, it is just idle chatter

and it leads nowhere. You may know someone who has

been talking about the same great idea for the last ten to

twenty years and they are convinced how much prosperity

it will bring, but they continue

to do the same things in

life day after day. You catch

up to them twenty years later

and they have not changed

one bit.

He who risks and fails can be forgiven. He who

never risks and never fails is a failure in his

whole being.

-Paul Tillich

One of the principles that you have to commit to is

becoming a person of action. In life, everything we do that

has a reward to it also involves some risk. There is no reward

without risk.

You cannot go from crawling to walking without

the risk of falling down. When a baby decides that he

does not want to crawl for the rest of his life, he will keep

getting up and falling down until he learns how to walk.

He would not be rewarded with walking or running if he

did not take that risk.

If you want to date, you have to risk rejection and

ask somebody out first. It may take six or seven times before

someone says yes, but you will have your reward when

In life, everything we

do that has a reward

to it also involves

some risk.

If you want to date, you have to risk rejection and

ask somebody out fi rst. It may take six or seven times before

someone says yes, but you will have your reward when

In life, everything we

I had my heart broken many times before I met

Holly. I took risks so that one day I could get the reward.

You have to take risks to reap rewards. My oldest

son Laken learned how to use a skateboard. At first he

didn’t do anything risky. He just sat on it and rolled along.

Finally, he experimented with standing up. He was going

down the hill, doing different things, when the skateboard

flew out from under him and he skinned his elbow up. It

hurt pretty bad.

The next time out, he was sitting down on the skateboard,

thinking he was cool, until his friends came over and

they started doing tricks. Seeing his friends do amazing

things while he was trying to be impressive on his booty,

kicking one leg up, was not working for Laken. He fell

hard, but he wanted to have the reward of doing the things

his friends were doing. So he got up and tried again. He

has fallen several times since then but he dusts himself off

and keeps trying, which is what we need to do, too.

God wants you to get up and take some risks so He

can help you. His Word says that He will guide your steps

but He cannot guide your steps if you are sitting on your

behind. Step out and move a little and God can direct you

and guide you into some business deals and investments

that will gain great rewards.

You may make a mistake and not hear God’s voice

but it is just like falling off the skateboard. You have to pick

yourself up. Failing at something does not make you a failure

unless you stop trying. You need to step out again and

again, trusting God, who is your partner, until you succeed.


Buying Houses as an Investment

Buying Houses as an Investment

The house you live in is one of the biggest investments

that you will make. But, the more you learn about

real estate and how it works, the more you might want to

invest in other houses purely for prooft. Unless you get a

really bad deal on the price of property, you can’t really

go wrong buying houses.

Land has continued to increase

in value for the last

fifteen hundred years and it

will continue to do so.

If you purchase a

house for $150,000 and hold

onto it for five years, in most cases, it will be worth at least

$200,000. That is an increase of $10,000 a year. Even if

you have bad credit, your payments will be around $1,000

a month. You could rent it for perhaps $800 a month.

I know what you are thinking. “That’s a horrible

investment that will cost you $200 every month. How can

that be good?” This is another example of not thinking like

the wealthy. You have to look at all the pieces.

Each year, you will put $2,400 into the house. Your

renter will pay the rest of the mortgage payment, but it will

cost you that much. However, the value of the house has

gone up $10,000 over the same time period. That is actually

a profit of $7,600, a 400% return on your money. That

is not including the extra tax deductions that you will get.

It is not a $200 a month loss. It is a 400% return.

If you are still renting that house in fi ve to ten years,

the rent will have increased to $1,200 a month and then you

have a profi t of $200 a month beyond the other increase.

In ten years, that house will be worth at least

$270,000, which will give you a profit of $14,000 a year.

Not too bad for a small investment. Now imagine that you

have four or five houses, all doing the same thing.

You need a credit score of 660 or higher and you

will have to put 5% to 10% down, so you will need a maximum

of $15,000 to get started. If you do not have that,

consider getting some partners. Save your seed money

until you have enough. Do whatever you need to do in

order to get started.

Another type of investment is what is called “flipping”

houses. Someone might buy a house for $150,000

and then resell it at a higher price. It might be a fixer upper

or the owner might have been behind in payments and just

needed to get out quickly. Most times, they have a little

equity in their house but they will lose it if it is repossessed,

so they will make a great deal for the right buyer.

If you decide to invest in those kinds of deals, you

can make a quick $10,000 per house. Be sure to include

all expenses like your real estate costs and loan and administrative

costs, but when you do it right, you will average

around $10,000 profit.

You can do this with the house you live in. Buy a

fixer upper, fix it up, move in and put it on the market. You

can live in it until it sells. If it does not sell right away,

it’s no big deal because the house increases in value every

month that goes by. You are using the bank’s money plus

you get the tax deduction. Once it sells, do the same thing

again. Then you can start buying more than one at a time.

In a relatively short period, you build up a tremendous

amount of value in the properties that you own.

The important thing to realize is that you are no

longer thinking in terms of just getting by. Your house is

not just an expense that you pay every month so that you

have a place to live. It is an investment that can make

you very wealthy. That is how the rich think of everything

they own. The more you learn to think that way, the

wealthier you will become.


Key Principles for Buying and Selling Cars

1. Never buy a car over four years old. It will not resell

like you want it to.

2. Do not buy a car with more than 60,000 miles on it.

3. Try to buy a vehicle that still has the factory warranty.

4. Never buy from a dealer.

5. Never buy a car with a salvage title. Always run a

CARFAX report. You want to avoid cars that have had



You can use the AutoTrader to find your new vehicle

and use to find out the vehicle’s value. For

me to consider a vehicle, it must be priced at least $1,000

below the private party value. I usually get a car priced

$1,500 below value and offer $500 below that. But you

need to check and see if the car has been in any accidents.

Do some homework before you buy.

There are a few other things to think about that will

add up if you are not paying attention. Check the tires.

Also you do not want a car that is leaking fluid or makes

weird noises while driving down the freeway. Be sure to

ask when the brakes were last done. If you are mechanically

challenged, you need to pay somebody to take a look at the

car to make sure it is in good shape. A hundred-dollar-investment

to a mechanic could save you thousands of dollars.

On the same day that I buy the vehicle, I put it in

the AutoTrader, priced $250 below book value, and drive

it until it sells. Normally, when I sell the vehicle, I make

$500-$1,500. This is a great way to not lose $11,000 a

year and millions over your lifetime. I spend around four

hours every three to six months when I sell the vehicle and

the same when I am finding a new one and it saves me

a lot of money.

System of Success (S.O.S.) Exercise

System of Success (S.O.S.) Exercise

This is Scot Anderson’s Dice Game of Probability.

For this exercise, you will need two dice. There are over

two million millionaires in America today. Over one million

of those millionaires started out with less than one

thousand dollars. One million of the self-made millionaires

failed more than ten times in businesses. When they

did finally start the right business, the average rate of their

return was a hundred times. That’s average. Some people

made fifty times their investment. Some people made 200

times. Some made 500 times. The average rate of their return

was 100.

What I want you to do is pick a number between 2

and 12. Write that below beside the word “business.” Every

turn, you will pick a number. You will do a little math here

to keep track. Every number you pick represents a business

that you start. You will start off with a thousand dollars. I

don’t care who you are. If you put your mind to it, you can

come up with a thousand dollars to start a business.

In the investment column, write how much you are

going to invest. I have to let you know that there is a huge

chance you will fail. The odds are greatly against you. You

can, if you want, just hold onto your $1,000 and not risk

losing it. What you are going to do is roll both dice. If you

do not roll your business, as you probably won’t, you lose

that $1,000. Each roll represents three months, so every

three months, you can get a new $1,000. If you happen to

hit on your business, you get 100 times the amount you

invested. Now, go to the next line and write in your new

investment. Once again, you risk as much as you have. If

you have zero, don’t forget to get your new $1,000. But if

you have $10,000, you can risk it all or part of it. See how

long it takes you to become a millionaire.

Business (your #):

Amount Invested:

Number You Rolled:

Made or Lost:

Your New Total:

Here is an example of one of my rounds in this game.

It is not my best. In fact, it is closer to my worst. Realize

that I have never not become a millionaire in this game.

First of all, I picked the number 7. Why? Seven has the best

odds of coming up. Just like in business, you can start any

business you want, but there are better businesses to start

than others. There are businesses with better odds. Starting

your own restaurant, you have a nine out of ten chance of

failure. If you start a franchise restaurant, you have only a

fi ve out of ten chance of failure. The odds are better.

Forget that garbage about starting a business you

love. Those business fail more than any others. You know

what I love? Making money. Start a business that makes

money. Once you have lots of money, start a business you

love. I risked all $1,000. It’s like starting perhaps an eBay

business, something cheap, inexpensive, with little start up

cost. My first roll is a 6. I lost my money.

For the next three months, I reinvest another $1,000.

Once again, I rolled a 6. I did this eight turns in a row. I

rolled a number of 9s, a number of 4s. Do I quit, give up?

I have invested all I have for three years. “Let’s just stop.

This will never work.”

No risk, no reward. Finally, nine rolls and $9,000

later, a 7 comes up. That was nearly 3 years. But I hit

$100,000. I am going to now risk $10,000. I don’t think it is

wise to put all my eggs in one basket. So my next business

venture might be writing a book. This might cost around

$10,000. Maybe I will buy some property with $10,000

down. This time it only took three rolls to hit a 7. I am now

a millionaire.

Now let’s invest $100,000. Let’s start that dream

restaurant. Six rolls later, I now have $10,000,000. It took

me less than five years. It took some big risks. It took me

sticking in there for nearly three years, failure after failure.

Do you see how the principles work with the law of probability?

The whole purpose of that exercise is for you to

be able to picture the process. You start a business and in

ninety days, it’s not working? Either tweak it or scratch it

and start another. It still didn’t work? Do another. Finally,

your business hits. Now do something bigger.



We think that if we could just get a better job, we

would be rich. What is funny is that if Trump lost his money,

I guarantee that finding a great job would not be his

priority. Trump would be looking for an investment.

The rich believe that your money should work

for you. We believe that we should work for

our money. We budget around our stuff .

“Oh, if I just had a better job. If I could just get that

promotion, I would be rich.”

No, you would make more money, but you would

not be rich. I know people who make six figure salaries

who, if they sold everything they have, would have a net

worth under a few hundred thousand dollars. Yes, they

have the big house, the big car, all the perks of life. Yet

they are not wealthy. I have seen it happen so many times

where a person making $200,000 a year loses the job and

loses everything. Sports stars, making millions a year,

end their careers and fi le bankruptcy. I have heard that

nearly 75% of all NFL football players claim bankruptcy

after they stop playing.

The wealthy saw their jobs as a tool to get money

to invest. We see our jobs as a tool to get money for

stuff. Think about it. You probably make $20,000 to

$30,000 more a year than you did ten years ago. Where

is the money? What did you do with last year’s $5,000

raise? Bigger TV? A boat? A car? Maybe you don’t

even know. Ten years ago, at the end of the month, after

paying all the bills, you had $37 left over. Today, when

you are making nearly twice as much, you have $37 left

over. Unless you change your thinking, ten years from

now, you will have $37 left over.

Unless we change our thinking, it will not

matter how much money we make. We will

never become wealthy.

Your Credit Score

Showing your integrity as a Christian is having

your yes be yes and your no be no. It means following

through on what you say and keeping your word. It means

living so that your word really is as good as gold. In business

and financial terms, it means that you make payments

on time and you do what you committed yourself to do.

You finish jobs on time and you do good work. It means

that you develop a good work ethic. You don’t come in

to work late. You don’t leave early and you do your best

while you are there.

What is your work ethic? Someone is paying you to

work. Are you giving 100% or do you take long lunches,

leave early and goof off? Understand that you are sowing

seed. One day in your business, you will reap a harvest.

Good character isn’t something you do when you feel like

it. It is something you live.

Starting today, you should give 110% on the job.

Your goal should be to make your boss successful. If you

are faithful where you are, God will find a way to raise you

up. If you give excellence when excellence isn’t needed,

life has a way of giving you excellent opportunities. If you

give average, expect average opportunities.

One way integrity shows up in your fi nances is in

the form of your credit score. A good credit report is vital

for business and investing. It is sad to me to think there

are Christians out there who do not have the integrity that

it takes to have a good credit report. Basically, when you

are taking out a loan, you are committing to do everything

in your power to make sure you pay what you owe every

single month. When you sign that contract, you are pledging

your word.

Your credit score reflects how well you kept your